Anti-Money Laundering (AML) Policy

Infiflo Markets Ltd. | infiflo.com

1. Introduction

Infiflo Markets Ltd. (“Company” or “Infiflo”) is committed to preventing money laundering and terrorist financing in compliance with all applicable laws and regulations. We strictly adhere to global anti-money laundering (AML) and counter-terrorism financing (CTF) requirements to ensure that our financial system is not misused for illicit activities.

2. Compliance Measures

To mitigate risks associated with money laundering and terrorist financing, Infiflo implements the following measures:

  • Client Identification (KYC): We verify the identity of all clients before account activation.
  • Transaction Monitoring: We identify, monitor, and report any suspicious transactions.
  • Record Keeping: We maintain transaction records for a minimum of five (5) years after the termination of a client relationship.
  • Staff Training: Our employees are trained to recognize and report suspicious activities.
  • Regulatory Reporting: We comply with regulatory obligations to report suspicious transactions to relevant authorities, as required by law.

3. Client Identification & Verification (KYC)

Infiflo requires clients to provide valid identification documents to verify their identity before opening an account. Clients must submit:

  1. A government-issued photo ID, such as a passport, driver’s license, or national ID card.
  2. A proof of residence document, such as a utility bill or bank statement, not older than three (3) months.

Documents in non-English languages must be officially translated and certified. All client information is checked against World-Check risk intelligence databases, sanctions lists, and publicly available online sources.

4. Deposits & Withdrawals Policy

To prevent financial fraud and illicit activities, Infiflo enforces strict policies on deposits and withdrawals:

  • Deposits must originate from an account bearing the same name as the client’s registered account with Infiflo. Third-party deposits are not accepted.
  • Withdrawals must be made using the same method and to the same account from which the deposit was received.
  • Wire transfer withdrawals must be sent to the same bank account from which the original deposit was made.
  • In the case of electronic currency transfers, withdrawals can only be processed via the same payment system and to the same originating account.

For large or suspicious transactions, Infiflo reserves the right to request additional documentation, including proof of income, bank statements, or other supporting records.

5. Monitoring & Reporting Suspicious Activities

Infiflo actively monitors client transactions to detect unusual or suspicious activities. In accordance with AML regulations:

  • We reserve the right to refuse transactions that we suspect to be linked to criminal activity.
  • We are legally obligated to report suspicious activities to the relevant authorities.
  • We are prohibited from informing clients that they have been reported for suspicious activities.

6. No Cash Transactions

Infiflo does not accept or process cash deposits or cash withdrawals under any circumstances to reduce the risk of money laundering and financial fraud.

7. Policy Updates & Amendments

Infiflo reserves the right to review and update this AML policy at its sole discretion to align with regulatory changes or industry best practices. Clients are advised to review this policy periodically for updates.

For any inquiries related to our AML policy, please contact our Compliance Department at compliance@infiflo.com